Integrity:Direct is an international fraud prevention, age and identity verification service that integrates a government-issued ID database check, algorithms and web-based signature capture. The service provides merchants and government agencies with Patriot Act compliance and compliance with age verification laws and guidelines.

Integrity eliminates costs associated with manual intervention, simplifies, automates and streamlines the verification process. Verification information is returned real-time through a cost-effective, web-based solution.

What are the key benefits of the Integrity:Direct service?

• Fraud Deterrent. Deters friendly fraud. Avoid losing revenues from customers who are declined by a fraud scrub or deterred by cumbersome questionnaires.
• Fast. Process takes under 5 seconds to complete from the time information is submitted.
• Robust. US and UK coverage (152 nations total covering over 3.4 billion citizens).
• Legal. Complies with US privacy directives and laws.
• Open. Not subject to Medical Records Privacy Laws as no credit or medical data is used.
• Fair. Online verification incorporates Explicit Consent of the consumer and transaction history remains confidential.
• Universal. Ability to utilize existing government issued documents to verify age or identity. No need to create new identity cards or institute special procedures.
• Compatible. Requires no new hardware and is OS agnostic.
• Privacy. Only a match code is provided to the merchant so the consumer's privacy is protected at all times.
• Insured. Integrity insures transactions against fines imposed on the merchant for underage sales.
• Effective. Now that VISA explicitly prohibits merchants from verifying age by use of its credit card and consistent with credit card association rules, reliable real time verification through a check of government-issued ID databases offers confirmation of a consumer's age with high confidence.
• PR Friendly. Merchants are able to show federal, state and local authorities, public interest groups and concerned parents that they are progressively preventing minors from accessing restricted products, advertising and marketing materials.

Request a Demonstration Today

Contact an Integrity representative today to learn how Integrity:Direct can work for you.  Email us at integrity@aristotle.com, contact our sales team at (800) 296.2747.